---
schema: "interfacedelta-service-md/1"
target_key: "sha256:a61a7c43257fd4dbcda6958aca790498edfc7185613c8838f583e7dbd0986cb3"
origin: "https://subpay.ai"
protocols: ["mcp"]
observed_at: "2026-11-13T14:05:36.941Z"
generated_at: "2026-11-14T02:03:29.924Z"
record_url: "https://interfacedelta.com/atlas/sha256:a61a7c43257fd4dbcda6958aca790498edfc7185613c8838f583e7dbd0986cb3"
record_api: "https://interfacedelta.com/api/v1/record/services/sha256:a61a7c43257fd4dbcda6958aca790498edfc7185613c8838f583e7dbd0986cb3"
source: "InterfaceDelta atlas"
license_note: "Use of this record is governed by https://interfacedelta.com/terms."
---

# Service record: https://subpay.ai

## Identity
- Origin: https://subpay.ai
- Endpoints: https://subpay.ai/find/mcp
- Protocols: mcp
- Registry names: ai.subpay/tool-finder
- First retained observation: 2026-11-13T14:05:36.941Z
- Latest observation: 2026-11-13T14:05:36.941Z

## Tools
MCP tools, OpenAPI operations, WebMCP tools and A2A skills; excludes prompts and resources.
Total capabilities: 4; non-tool capabilities: 0.
- Tool 1: check\_agent\_readiness (mcp); inputs: url; inputs omitted: 0; annotations: {}
- Tool 2: check\_payability (mcp); inputs: maxPriceUsd, url; inputs omitted: 0; annotations: {}
- Tool 3: find\_tools (mcp); inputs: limit, maxPriceUsd, need, payment; inputs omitted: 0; annotations: {}
- Tool 4: report\_unmet\_need (mcp); inputs: details, monthlyVolume, need, searchId, wouldPayUsd; inputs omitted: 0; annotations: {}
Tools omitted: 0.

## Effect readings (AI)
- Tool 3 (find\_tools): ◇ AI reading; state: counted; reads (confidence 0.8); lens: side-effects@1; model: claude-haiku-5.5.
- Tool 4 (report\_unmet\_need): ◇ AI reading; state: counted; creates (confidence 0.8); lens: side-effects@1; model: claude-haiku-5.5.

## Change history
No changes recorded in the retained history.

## Payment rails
- Protocols observed: none.
- HTTP 402 seen in retained observations: false.

## Not covered
- We don't call tools.
- We don't rate or certify.
- We don't publish prices.
- We cover only what was observed.

## Evidence
- Identity: observed / declared; observation time: 2026-11-13T14:05:36.941Z.
- Tools: declared; observation time: 2026-11-13T14:05:36.941Z.
- Effect readings (AI): AI reading; observation time: 2026-11-13T14:05:36.941Z.
- Change history: observed; observation time: 2026-11-13T14:05:36.941Z; change observation times: none.
- Payment rails: observed; observation time: 2026-11-13T14:05:36.941Z.

```json
{
  "schema": "interfacedelta-service-md/1",
  "target_key": "sha256:a61a7c43257fd4dbcda6958aca790498edfc7185613c8838f583e7dbd0986cb3",
  "origin": "https://subpay.ai",
  "protocols": [
    "mcp"
  ],
  "observed_at": "2026-11-13T14:05:36.941Z",
  "generated_at": "2026-11-14T02:03:29.924Z",
  "record_url": "https://interfacedelta.com/atlas/sha256:a61a7c43257fd4dbcda6958aca790498edfc7185613c8838f583e7dbd0986cb3",
  "record_api": "https://interfacedelta.com/api/v1/record/services/sha256:a61a7c43257fd4dbcda6958aca790498edfc7185613c8838f583e7dbd0986cb3",
  "source": "InterfaceDelta atlas",
  "license_note": "Use of this record is governed by https://interfacedelta.com/terms.",
  "identity": {
    "origin": "https://subpay.ai",
    "endpoints": [
      "https://subpay.ai/find/mcp"
    ],
    "protocols": [
      "mcp"
    ],
    "registry_names": [
      "ai.subpay/tool-finder"
    ],
    "first_retained_observation": "2026-11-13T14:05:36.941Z",
    "latest_observation": "2026-11-13T14:05:36.941Z"
  },
  "tools": [
    {
      "name": "check_agent_readiness",
      "kind": "mcp.tool",
      "protocol": "mcp",
      "inputs": [
        "url"
      ],
      "inputs_omitted": 0,
      "annotations": {},
      "effects": null
    },
    {
      "name": "check_payability",
      "kind": "mcp.tool",
      "protocol": "mcp",
      "inputs": [
        "maxPriceUsd",
        "url"
      ],
      "inputs_omitted": 0,
      "annotations": {},
      "effects": null
    },
    {
      "name": "find_tools",
      "kind": "mcp.tool",
      "protocol": "mcp",
      "inputs": [
        "limit",
        "maxPriceUsd",
        "need",
        "payment"
      ],
      "inputs_omitted": 0,
      "annotations": {},
      "effects": {
        "marker": "◇ AI reading",
        "state": "counted",
        "classes": [
          {
            "class": "reads",
            "confidence": 0.8
          }
        ],
        "lens": "side-effects@1",
        "model": "claude-haiku-5.5"
      }
    },
    {
      "name": "report_unmet_need",
      "kind": "mcp.tool",
      "protocol": "mcp",
      "inputs": [
        "details",
        "monthlyVolume",
        "need",
        "searchId",
        "wouldPayUsd"
      ],
      "inputs_omitted": 0,
      "annotations": {},
      "effects": {
        "marker": "◇ AI reading",
        "state": "counted",
        "classes": [
          {
            "class": "creates",
            "confidence": 0.8
          }
        ],
        "lens": "side-effects@1",
        "model": "claude-haiku-5.5"
      }
    }
  ],
  "capability_count": 4,
  "non_tool_capability_count": 0,
  "tool_count_scope": "MCP tools, OpenAPI operations, WebMCP tools and A2A skills; excludes prompts and resources.",
  "tools_omitted": 0,
  "tools_state": "recorded",
  "changes": [],
  "payment_rails": {
    "protocols": [],
    "http_402_seen": false
  },
  "not_covered": [
    "We don't call tools.",
    "We don't rate or certify.",
    "We don't publish prices.",
    "We cover only what was observed."
  ],
  "evidence": [
    {
      "section": "Identity",
      "classes": [
        "observed",
        "declared"
      ],
      "observed_at": "2026-11-13T14:05:36.941Z"
    },
    {
      "section": "Tools",
      "classes": [
        "declared"
      ],
      "observed_at": "2026-11-13T14:05:36.941Z"
    },
    {
      "section": "Effect readings (AI)",
      "classes": [
        "AI reading"
      ],
      "observed_at": "2026-11-13T14:05:36.941Z"
    },
    {
      "section": "Change history",
      "classes": [
        "observed"
      ],
      "observed_at": "2026-11-13T14:05:36.941Z",
      "observation_times": []
    },
    {
      "section": "Payment rails",
      "classes": [
        "observed"
      ],
      "observed_at": "2026-11-13T14:05:36.941Z"
    }
  ]
}
```